financial woes

what would life be like if your parents were doctors, and you didn’t have to pay for school up through graduate school? and what if you lived in a country where education was actually a priority? 

well, i can tell you, you wouldn’t be in debt with interest totaling almost a cool quarter million (this includes college).  you wouldn’t have standard government loans with interest rates of 6.8%. i find it fascinating that when i was an m1, the interest rate on my loans was 3.61%, and that is where they sit now, but after my m1 year, the rates sky-rocketted. 

it’s laughable to hear obama talk about having credit card companies lower their apr’s, but i don’t hear anything about the horrific rates our own government has.  it’s especially fascinating in a culture where people think it’s absurd that doctors make money.  well crap, at this rate, i will be lucky to ever be out of debt.  and even more fascinating when we are short on primary care doctors, and doctors period!  yet we have no incentive for students to go into medicine.  primary care docs have the lowest paycheck.

it’s amazing because i also was never the student taking out the full amount of loans.  i was always trying to find ways to cut corners and save money. oh well.  hopefully by the time i am out of residency, we won’t have a system of socialized medicine so i don’t get screwed twice. sigh. time to grow up, i guess.


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